Retire on Time - Retirement Planning Today

Retirement Planning Today® An Educational Course for Adults-Ages 50 to 70 Now being conducted at... Concordia University
Learn 11 strategies to save money on this year's taxes!	Learn how to: Determine the amount of money you will need to retire Create your own goals for a "successful retirement" Eliminate debt and improve cash flow Properly convert your IRA to a Roth IRA Select the retirement plan distribution choice that is right for you Plan your retirement income to preserve a comfortable standard of living Transfer the risk of potential financial losses before or during retirement Reduce or eliminate taxes, expenses, delays and legal challenges with estate planning		Register Call us today at 734-864-4065 or
	Dates & Times		Location Concordia University Student Union 4090 Geddes Road Ann Arbor, MI 48105
	Tuesdays Jan. 27, Feb. 3 & 10, 2009 6:30 p.m. to 9:30 p.m.	Wednesdays May 13, 20 & 27, 2009 6:30 p.m. to 9:30 p.m.
	Tuesdays Sept. 15, 22 & 29, 2009 6:30 p.m. to 9:30 p.m.	Wednesdays Oct. 28, Nov. 4 & 11, 2009 6:30 p.m. to 9:30 p.m.

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Investments, products and services available only to residents of Michigan (MI), Ohio (OH), California (CA), and

Florida (FL).

Securities and Advisory Services offered through NEXT Financial Group, Inc., Member FINRA/SIPC.
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Retire on Time is not an affiliate of NEXT Financial Group, Inc.